
Shop now,
pay over time
Pay in 4 with as low as 0% APR
What is Affirm?
Affirm (formerly known as PayBright) is one of Canada's leading providers of installment payments. When you use Affirm to pay, you can divide your purchase into easy, automatic monthly payments.
Take advantage of your purchase now and pay in 4 equal monthly payments. between 0-31.99% APR for purchases from $150 to $750. Monthly payments over 6, 12 or 24 months for purchases of $750 or more at a rate between 0-31.99% APR also available.
Simply complete your shopping cart as usual, and select Affirm as your payment method at checkout. Use your cell phone number to set up your Affirm plan in 60 seconds. Subject to credit approval.
*Subject to credit approval by Affirm Canada Holdings Ltd ("Affirm"). Certain conditions apply. Affirm financing is only available in Canada. Estimated monthly payments on product pages do not include taxes, shipping or other fees.
For more information, visit the Affirm Help Center.
Affirm (formerly known as PayBright) is one of Canada's leading providers of installment payments. When you use Affirm to pay, you can divide your purchase into easy, automatic monthly payments.
Take advantage of your purchase now and pay in 4 equal monthly payments. between 0-31.99% APR for purchases from $150 to $750. Monthly payments over 6, 12 or 24 months for purchases of $750 or more at a rate between 0-31.99% APR also available.
Simply complete your shopping cart as usual, and select Affirm as your payment method at checkout. Use your cell phone number to set up your Affirm plan in 60 seconds. Subject to credit approval.
*Subject to credit approval by Affirm Canada Holdings Ltd ("Affirm"). Certain conditions apply. Affirm financing is only available in Canada. Estimated monthly payments on product pages do not include taxes, shipping or other fees.
For more information, visit the Affirm Help Center.
Why use Affirm?

No impact on your credit score
Get the power to buy Affirm before - or while - you shop. Using an Affirm Pay in 4 plan will not affect your credit score.

Fast and convenient payment method
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.

Set up simple and automatic payments
Activate Autopay and Affirm will automatically monthly charges using your preferred payment method. The payment methods available may vary depending on the payment plan selected.
Why use Affirm?
No impact on your credit score
Get the power to buy Affirm before - or while - you shop. Using an Affirm Pay in 4 plan will not affect your credit score.
Fast and convenient payment method
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get a quick decision and complete your purchase.
Set up simple and automatic payments
Activate Autopay and Affirm will automatically monthly charges using your preferred payment method. The payment methods available may vary depending on the payment plan selected.
Shop with Affirm is easy

Step 1
Fill your cart
Online or in-store. Simply select Affirm at checkout and enter a few details for instant decision.
Step 1
Fill your cart
Online or in-store. Simply select Affirm at checkout and enter a few details for instant decision.

Step 2
Choose how to pay
You control the situation. Select a payment plan that is convenient for you and aligned with your budget - from 4 interest-free payments every 2 weeks to monthly payments.
Step 2
Choose how to pay
You control the situation. Select a payment plan that is convenient for you and aligned with your budget - from 4 interest-free payments every 2 weeks to monthly payments.

Step 3
Make your payments
You can make your payments online or opt for automatic payments so you never miss a deadline. But if you do, you'll never pay a fee.
Step 3
Make your payments
You can make your payments online or opt for automatic payments so you never miss a deadline. But if you do, you'll never pay a fee.
How it works

Purchase amount

Payment method

Payments

Number of payments

Annual credit rate

Total credit charges

Total interest charge

$80
4 payments every 2 weeks
$20
4
0%
$0
$0

$600
4 payments every 2 weeks
$150
4
0%
$0
$0

$1500
6 equal monthly payments
$250
6
0%
$0
$0


